Trade credit insurance for SMEs

TradeLiner, our mid-market credit insurance solution leaves you free to work with your trade partners without worrying about outstanding invoices. It also opens up financing opportunities and means you no longer have to handle debt collection internally.

Our credit insurance is specifically customized for any organization, enabling even small businesses to enjoy substantial benefits. These advantages include protection for sales and liquidity, as well as streamlined access to debt capital.

With our extensive range of options, we can collaborate to tailor your TradeLiner contract to suit your business and specific coverage requirements. Here are some specific examples:

• If you produce customized products for particular customers, and you want to safeguard against losing a client due to contract interruption, manufacturing risk coverage offers protection against customer default during the production period and before delivery.
• For sales exported to high-risk countries, political events coverage insures against the risk of non-payment arising from negative public or civil events (e.g., terrorism, riots, war, restrictive export measures, etc.).

The policy is remarkably user-friendly: Access your customer portfolio and request guarantee lines effortlessly with the CofaNet Essentials digital management tool. We'll closely monitor your customers, providing real-time notifications of any solvency changes to support your business decisions. In case of non-payment, simply input the information into CofaNet Essentials, and we'll immediately take charge of the collection process, be it in Switzerland, Germany, or anywhere worldwide. If unsuccessful, you'll receive compensation as per your policy terms, paid after the contracted period. This entire process is conducted online, simplifying your internal procedures and optimizing information exchange among various departments in your organization (finance, accounting, sales management, purchasing, etc.).

Credit insurance is a solution specifically crafted to safeguard the future of your business and promote the growth of your SME. The premium rate for TradeLiner is individually calculated, expressed as a percentage of your insurable turnover, and considers various factors like the industry sector to be covered, the geographical location of your customers, payment terms, etc. For an accurate price quote, you can complete the contact form. Our team will promptly reach out to discuss your personalized solution.