Power the Core, our strategic plan for 2027
Power the Core, our strategic plan, builds upon the successes of the previous strategic plans, in order to deepen and broaden Coface’s franchise, with the ambition to develop a global ecosystem of reference for credit risk management.
Develop a global ecosystem of reference for credit risk management
The 2024-2027 Strategic plan of Coface, will be axed on 4 important points.
Reach data and technology excellence
- Build differentiating data and scoring capabilities
- Invest in technology for full connectivity
Leverage Coface's unique culture
- Enhance attractive employer value proposition
- Deliver on CSR commitments
Deepen and broaden TCI franchise
- Underwrite with courage and discipline
- Stimulate customer-oriented profitable growth
- Deliver on simplification
Grow Business Information services double digit
- Keep building sales team with consistency
- Broaden data sourcing and expand use cases
- Upgrade IT platforms




Our ambition being to develop a global ecosystem of reference for credit risk management by leveraging:
- Best in class data
- Unique credit insights
- Predictive scoring
- Connectivity solutions


Financial Targets through the cycle
- Undiscounted combined ratio: ~78%
- RoATE* (Return on average tangible equity): 11%
- A solvency ratio towards the upper end of the range: 155-175%
- Payout ratio: ≥80%
- Business Information contribution to 2027 RoATE*: 0,5%
*At the current level of interest rate environment
Online services for customers and brokers
- Cofanet
CofaNet Essentials
Manage your contracts with our customer portal.
- Business Information
Business Information
Access to the business insights you need to manage risk and make informed decisions.
- Broker Portal
Broker Portal
Platform dedicated to brokers.
Innovative and digital solutions
- API Portal
API Portal
Explore Coface's catalog of APIs and integration solutions for our business information and credit insurance services.