Credit insurance for multinationals

GlobaLiner: Secure Global Coverage with International Credit Insurance

What does Coface's GlobaLiner credit insurance offer?

In collaboration with our experts at Coface Global Solutions, we provide you with tailor-made risk management solutions, adapted to your global structure. Are you looking to protect your balance sheet? Do you want to improve the reliability and consistency of your credit risk management system? Or simply improve your performance? With credit insurance for multinationals, your company gains access to a comprehensive range of services with local flexibility. Our offer is customized to meet your specific needs worldwide, including those of your subsidiaries.

Prevention
At Coface, we monitor your customers' financial situation in real-time, providing you with strategic information. This empowers you to negotiate suitable credit terms, choose the right business partners, and proactively manage the risk of unpaid invoices in your receivables.
Debt Collection
Thanks to our global network of experts, you can rest assured that your receivables will be collected quickly and efficiently. Save time so you can concentrate on growing your business, while retaining the trust of your valued customers.
Indemnification
In the event of non-recovery of covered receivables, we reimburse up to 90% of the loss. This helps you preserve your liquidity and protect your margin.

Contact our experts for a customized solution for your company and your subsidiaries

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Why choose GlobaLiner?

Coface Global Solutions offers a comprehensive range of policies and services to meet your specific requirements and provide the optimal solution for all your needs.

Your advantages:

A global framework with localized flexibility
Safeguards your trade receivables against late payment and insolvency
Access to information on 200 million companies across 195 countries
An international collection service
Protects your company's margins and enhances liquidity
Boosts your creditworthiness with banks
Optimizes credit management within your organization

Coface Global Solutions: a team of experts specialising in global credit insurance

At Coface Global Solutions, our team of underwriters, account managers, and sales experts collaborates to deliver exceptional service to major international clients worldwide.

With 220 dedicated employees, we provide tailored risk management solutions to support the business development of global companies.

We help you structure the contracts and services required by your subsidiaries. Our approach is both centralized and multi-country.

From conceptualization to implementation in all countries, we ensure seamless execution of the best solutions for you and your subsidiaries.

Transparency and harmonization
Thanks to the transparency of our commercial conditions and the clarity of our contracts, your insurance program can be deployed effectively to your local users.
User-friendly
Thanks to Coface's pre-referencing of a set of clauses, we can easily set up and develop a program perfectly tailored to your needs.
Governance
Your GlobaLiner program is fully compliant with the laws and regulations in force for your subsidiaries, while allowing you to retain full control over any necessary local adaptations.

Manage your insurance solution easily and conveniently

Coface Dashboard is our business intelligence tool that provides you with interactive reports to facilitate to facilitate the following:

- Reporting and performance tracking

- Creation of analyses from macro trends to individual changes

- Identification of consolidated trading risks for buyer groups

- Managing your program, in particular by supporting your decisions, customizing the tool's features and risk transfer parameters

- Credit risk management within your group

The Coface APIs provide a direct connection between your IT system and Coface. This allows you to manage your trade credit insurance policy with your own tools and simplify your credit management.

> Visit Coface API Portal

Coface is your trusted partner for your credit insurance needs

Experienced local teams
A reliable group, rated A1 by Moody's, AA- by Fitch, A (excellent) by AM Best
A tried and tested risk management model
Market intelligence on companies worldwide
A global program tailored to your local needs

Discover more about Coface

What do our customers say about us

PSA-PEUGEOT CITROEN

Our regular interactions with the teams at Coface help us analyse, evaluate and prevent our risks.

Restagraf

Customer default is a major risk. Coface credit insurance protects our turnover.

Diagast

The results are clear-cut: since 2008, Diagast has not had any unpaid invoices on the events covered.

How can you safeguard your international expansion?

Craft a strategy tailored to fulfill the requirements of your corporate group and its affiliated entities:

We have developed a range of policies and services to cover the credit insurance needs of global companies. These are designed to provide you with the optimal solution for all your needs.
We support you in developing and structuring the policies and services your subsidiaries require. In addition to developing the best solutions, we take care of implementation from start to finish in all countries.

Study the target markets:

With the expertise of our teams, you can anticipate credit risks more effectively.
Before investing in new countries or sectors, our risk managers will provide you with advice and information on the business risks associated with the target markets.
Coface provides regular credit risk studies for each country and industry. In addition, customized studies are carried out according to your specific requirements.

Evaluate the strength of your portfolio of current and potential customers (receivables):

International expansion requires significant investment and exposes companies to new business risks. Coface offers export-oriented companies additional security when embarking on this journey: We offer export credit insurance against unpaid invoices, late payments and payment defaults by foreign customers.
In addition, our business risk managers analyze your customer portfolio. This enables you to better identify the credit risk of your current and potential customers and incorporate this knowledge into your strategic business decisions.

Optimize your working capital:

Expanding your export business may seem long and complicated, but one thing is certain: we are always on hand to support multinational companies as they develop internationally and help them avoid the pitfalls.

Trade Credit Insurance

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Frequently Asked Questions

Implement a methodical analysis of the customer portfolio (receivables):

In order to mitigate trade risk, a multinational enterprise can enhance its familiarity with both current and potential customers through the acquisition of international credit insurance. This type of policy not only offers coverage for outstanding invoices and delayed payments, but also encompasses the execution of credit risk assessments and evaluations, furnishing a more comprehensive comprehension of receivables. Your company's clientele is assessed based on factors such as their payment history, financial statements, sales figures, growth potential, industry, global operations, and any available information within the purview of Coface.

Should any warning signs arise with one or more of your customers, we will promptly dispatch relevant notifications, empowering you to make informed decisions grounded in the entirety of the circumstances.

International credit insurance empowers your enterprise to make more informed choices regarding extending credit, refining payment terms, or devising a sales strategy. The cumulative outcome is a reduction in credit risk, improved management of your receivables, and a diminished likelihood of unpaid invoices or belated payments.

Implement a methodical analysis of the customer portfolio (receivables):

Setting up multinational credit insurance requires a global business risk analysis.

We start by analyzing your requirements, prospects and growth objectives. We give you advice on each market, country and economic sector you want to expand into.
Our business risk managers analyze your customer portfolio to help you identify the credit risk levels of your current and potential customers so you can make informed strategic business development decisions.
We send you reports and assessments on your customers and partners: this saves you time and optimizes your credit decisions. You optimize your liquidity management and restore previously established reserves to mitigate potential financial losses.
We provide guarantees to insure up to 90% of your transactions.
We help you design the policies and services required by your subsidiaries. If required, we will put together a framework agreement and dedicated mechanisms to ensure they are consistent. Our approach is centralized and multi-country specific.
Together we will reduce the customer risks associated with your business development worldwide.

Setting up multinational credit insurance requires a global business risk analysis.

We start by analyzing your requirements, prospects and growth objectives. We give you advice on each market, country and economic sector you want to expand into.
Our business risk managers analyze your customer portfolio to help you identify the credit risk levels of your current and potential customers so you can make informed strategic business development decisions.
We send you reports and assessments on your customers and partners: this saves you time and optimizes your credit decisions. You optimize your liquidity management and restore previously established reserves to mitigate potential financial losses.
We provide guarantees to insure up to 90% of your transactions.
We help you design the policies and services required by your subsidiaries. If required, we will put together a framework agreement and dedicated mechanisms to ensure they are consistent. Our approach is centralized and multi-country specific.
Together we will reduce the customer risks associated with your business development worldwide.

GlobaLiner is designed for global companies with subsidiaries in several countries and a turnover of at least CHF 250 million. Our solution is suitable if you want to protect your balance sheet or strengthen the overall consistency and reliability of your credit risk management system or simply improve performance (DSO, percentage of unpaid receivables, actual financing level of trade receivables).

CHECK, PROTECT, COLLECT - Coface solutions

Discover Business Information Products

Credit insurance for multinationals

Prevention

Debt Collection

Indemnification

Contact our experts for a customized solution for your company and your subsidiaries

Why choose GlobaLiner?

Coface Global Solutions: a team of experts specialising in global credit insurance

Transparency and harmonization

User-friendly

Governance

Manage your insurance solution easily and conveniently

Coface Dashboard

Coface API portal