Evaluate your business partners with the Urba 360 risk analysis tool

Urba 360 gives you access to unique data on companies worldwide.

A screen showing URBA360, the Coface tool a handy business-risk analysis tool, giving access key indicators to evaluate businesses quickly. The screen shows risk assessment diagrams.

Instant assessment with Urba 360

Get a 360° view of the different risks influencing business decisions to anticipate the risk of default and trade with confidence with our all-in-one solution:

Access Coface’s unique data and expert insights on millions of companies in 190+ countries.
Receive advices on how much credit to manage with your business partners.
Monitor customers, suppliers, and trading partners with ease.
Make informed choices and Manage the risk of your world-wide portfolio of trade partners

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Sector Risk Assessment
Analysis of global trends in the sector on a risk scale4-level risk scale (low, medium, high very high).
Financial ratios
Turnover, shareholders' equity shareholders' equity fixed assets liabilities and financial result.
Score
From 0 to 10, the score is the probability, over a 12-month period, that a company will be able to meet its financial commitments.
Credit opinion
Maximum amount of individual exposure recommended by Coface underwriting experts.
Country Risk Assessment
Quantifying the relative strength of fundamentals of a country and its vulnerability to shocks, materialised by non-payment by companies. Expressed on a scale from A1 to E.
Payment Index
The late payment index is derived from a comprehensive analysis of various factors from our trade credit insurance business, unpaid invoices and claims information. This data covers a period of 60 months and enables a detailed assessment of companies' payment behavior. The rating ranges from "No negative experiences" to "Some negative experiences" and " Considerable negative experiences". A low rating means a lower risk of payment defaults.

A 360° view of the different risks influencing business decisions

Anticipate the risk of default with our all-in-one solution:

Get advice on how much credit to manage with your business partners
Understand key financials driving the assessments
Get the risk context of the country and sector of the company you are assessing
Manage the risks of your worldwide portfolio of trade partners

Unlike a traditional information provider, our data is unique

Our expertise is unique because based on over 75 years' experience in credit insurance:

10,000 credit decisions per day,
a globally consistent scoring methodology,
and more than 660 billion of outstandings covered on the basis of this data

Our Credit Insurer Insights are made available to our customers so they can make the best decisions for their business:

Late payments
Declarations of non-payment
Loss of credit
Quarterly assessment of sectors and countries by local economists

Stay one step ahead: Be informed of any changes in real time

Coface’s Monitoring solution is your Real-Time business guardian.

Each time Coface detects a change on a monitored company of your portfolio, you are notified immediately:

via email
in your customer application iCON by Coface
directly into your ERP or CRM systems via our iCON by Coface APIs

> Track critical data, anticipate risks, and seize opportunities – all in real-time.

> Safeguard your business success with Coface Monitoring.

Unique Business Information quickly available online

Urba 360 is an intuitive and interactive web application that provides access to Coface's exclusive data for assessing commercial risk worldwide.

Accessible via the iCON by Coface platform, Urba 360 enables users to explore indicators such as the Score, @Credit Opinion and country or sector risk assessment.

iCON by Coface is the platform that leverages Coface's extensive expertise so you access our insights in one place to help you drive growth while making the best decisions for your business.

Business Information

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Frequently asked questions

URBA, Universal Risk Business Assessment, is our new generation business information tool. By using its colour coded wheel you will explore all the datas you need to know about and get a … 360° view on any company.

Get access to unique data and actionable insights from a world’s leading credit insurer. We combine accurate and detailed information with the opinion of our credit risk experts on more than 190 million companies worldwide, so you can assess and monitor your customers, suppliers and business partners.

The criteria for granting or refusing payment terms, such as credit or financing, can vary depending on the lender and the specific circumstances involved. However, some common business analytics that you should consider when running a risk analysis making these decisions are:

Creditworthiness: Assess the customer's ability to repay based on financial history, income, and assets.
Credit Score for risk assessment: higher scores may lead to better terms.
Financial Statements: Review income statements, balance sheets, and cash flows for financial stability.
Payment History: Check past payment behavior for insights.
Market Conditions: Consider industry and market conditions
Loan Amount: Larger loans may have stricter requirements.
Relationship: Past successful transactions or customer history can influence decisions

Creditworthiness: Assess the customer's ability to repay based on financial history, income, and assets.
Credit Score for risk assessment: higher scores may lead to better terms.
Financial Statements: Review income statements, balance sheets, and cash flows for financial stability.
Payment History: Check past payment behavior for insights.
Market Conditions: Consider industry and market conditions
Loan Amount: Larger loans may have stricter requirements.
Relationship: Past successful transactions or customer history can influence decisions

In order to minimize credit risk, companies should regularly review credit reports. This applies in particular before establishing new business relationships, granting loans or entering into significant transactions.

Of course, our Business Reports are available for international companies. Coface provides credit risk assessments and financial information on businesses worldwide.

iCON by Coface has a database that is unique in the world, thanks in particular to Coface's 75 years of expertise as a leader in credit insurance: a rich and unique history of corporate payment behaviour.

Credit Opinion: decision-making support
We assess your business partners and provide you with monitoring and alert tools.
Better business decisions with Coface Credit Opinion
DRA score : evaluation of creditworthiness
Define your best investment strategy or accept new buyers with the DRA score.
Reduce credit risks effectively with our credit score

Evaluate your business partners with the Urba 360 risk analysis tool

Instant assessment with Urba 360

Access to 6 key indicators to help you make strategic decisions

Sector Risk Assessment

Financial ratios

Score

Credit opinion

Country Risk Assessment

Payment Index

A 360° view of the different risks influencing business decisions

Unlike a traditional information provider, our data is unique

Stay one step ahead: Be informed of any changes in real time

Unique Business Information quickly available online

Business Information

Frequently asked questions

See also

Credit Opinion: decision-making support

DRA score : evaluation of creditworthiness

Evaluate your business partners with the Urba 360 risk analysis tool

Instant assessment with Urba 360

Sector Risk Assessment

Financial ratios

Score

Credit opinion

Country Risk Assessment

Payment Index

A 360° view of the different risks influencing business decisions

Unlike a traditional information provider, our data is unique

Stay one step ahead: Be informed of any changes in real time

Unique Business Information quickly available online

Urba 360

iCON by Coface

Business Information

Frequently asked questions

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Credit Opinion: decision-making support

DRA score : evaluation of creditworthiness